> ## Documentation Index
> Fetch the complete documentation index at: https://docs.srd.exchange/llms.txt
> Use this file to discover all available pages before exploring further.

# How to buy USDT with INR on SRD Exchange

> Step-by-step guide to purchasing USDT using Indian Rupees on SRD Exchange via UPI or CDM payment, with smart contract escrow protection.

Buying USDT on SRD Exchange is straightforward and protected at every step by a BSC smart contract escrow. When you accept a sell order, the seller's USDT is locked on-chain and cannot be moved until payment is confirmed — so your funds are safe before you send a single rupee. You pay the seller directly via UPI or CDM, and once the seller confirms receipt, the smart contract automatically releases the USDT to your wallet. Gas fees are covered by the platform, so there are no hidden costs.

<Steps>
  <Step title="Connect your BSC wallet">
    Visit [srd.exchange](https://srd.exchange) and connect your BSC-compatible wallet (e.g., MetaMask or Trust Wallet). Make sure you are connected to the BNB Smart Chain network.
  </Step>

  <Step title="Browse sell orders and select one">
    Review the available sell listings. Each order shows the USDT amount, INR rate, and accepted payment method. Select an order that matches your desired amount and rate.
  </Step>

  <Step title="Confirm the trade">
    Click **Confirm Trade**. The smart contract immediately locks the seller's USDT in escrow. At this point neither party can cancel without going through the dispute process.
  </Step>

  <Step title="Pay the INR amount">
    The platform displays the seller's payment details — either a UPI ID or CDM instructions. Transfer the exact INR amount using your preferred UPI app (Google Pay, PhonePe, Paytm, etc.) or deposit cash at the specified CDM location.
  </Step>

  <Step title="Mark payment as sent">
    Once your payment is complete, return to the trade page and click **Mark Payment as Sent**. This notifies the seller to check their account.
  </Step>

  <Step title="Receive your USDT">
    The seller verifies the INR in their account and confirms receipt on the platform. The smart contract then releases the escrowed USDT directly to your connected wallet.
  </Step>
</Steps>

<Info>
  The seller's USDT stays locked in escrow from the moment you confirm the trade until you mark payment as sent and the seller confirms receipt. Neither party can access the funds unilaterally during this window, protecting both buyer and seller.
</Info>

<Tip>
  If you want to avoid any risk of bank account scrutiny related to crypto transfers, use CDM (Cash Deposit Machine) to pay in cash. CDM deposits leave no digital trail linking the transaction to cryptocurrency activity.
</Tip>